Our mission is to deliver value to our clients through expert financial advice and investment management. One key to this value is keeping costs low and transparent.
Financial Planning:
Financial planning services are priced based on client net worth and the complexity of the financial situation.
Starter Plan (0-$250,000 net worth) - $1,000
Starter plan includes: net worth statement, budget, investment review, insurance review, basic estate review, savings projections and targets, basic investment analysis and recommendations.
Full Plan ($250,000-$3,000,000 net worth) - $2,000
Full plan includes: net worth statement, budget, investment review, insurance review, estate review, savings projections and targets, detailed investment analysis and recommendations, retirement income projections, social security analysis, cost basis and retirement plan tax analysis.
Complex Plan (Over $3,000,000 net worth) - $5,000
Complex plan covers everything in the full plan plus analysis of real estate and other non-liquid investments. It also involves detailed estate and tax planning that may require teaming with your attorney and CPA.
Investment Management Services:
Advisory clients receive on going personalized investment advice and management. They receive quarterly reports reviewing investment allocations and performance. Daily updates of investment performance and allocations are available through our online resources.
| Portfolio Value | Annual Advisory Fee |
|---|---|
| $0-$2,000,000 | 0.60% |
| $2,000,001 & Above | 0.30% |
Annual fees are pro-rated and paid in advance on a quarterly basis. The advisory fee is a blended fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart and applying the fee to the account value as of the last day of the previous quarter.
We are a fee only advisor and do not receive any compensation from commissions. There are no surrender charges or lock up periods for our investing services. Clients are free to terminate advisory services at any time with written notice and will receive a pro-rated refund for the remainder of quarterly fees.
Personal CFO Services
Personal CFO Services are priced based on client net worth, complexity of financial situation and ongoing time commitment.
(0-$1,000,000 net worth) - $300 per quarter
You will receive a starter plan prepared and updated annually. For clients near or in retirement this will also include income planning. We'll do quarterly reviews to keep you on track. You will also have on call access for financial questions as needed.
($1,000,000 - $5,000,000 net worth) - $600 per quarter
You will receive a full financial plan prepared and updated annually. Our quarterly reviews include detailed investment analysis and recommendations. You will also have on call access to an expert for financial or investment questions as needed.
($5,000,000 - $10,000,000 net worth) - $1,500 per quarter
You will receive a full financial plan prepared and updated annually. Our quarterly reviews include detailed investment analysis and recommendations. This may also include alternative assets, real estate or other illiquid investments. Complex estate and tax issues may involve meeting with your CPA and attorney.
($10,000,000 net worth and above)
Negotiable based on time required and scope of work
